THE MERITS OF VISITOR HEALTH INSURANCE PLANS – PATRIOT AMERICA INSURANCE
October 3, 2009 – 10:28 amEvery person who plans on visiting a foreign country has to buy visitor insurance. The increasing costs of medical expenses in foreign countries is the main reason for everyone traveling abroad to take up medical insurance. Buying a visitor insurance such as patriot America insurance is very good option for all the visitors.
Coverage is offered to all U.S citizens who are planning to travel to non-U.S countries under the patriot America insurance plan. The minimum coverage offered is for a period of 5 days and the maximum coverage offered is for a period of 2 years.
Patriot America insurance is another visitor insurance plan that provides coverage to non-U.S citizens who plan on traveling to other countries. The minimum coverage offered by this plan, is for a period of 5 days and the maximum coverage offered is for a period of 2 years. Both the mentioned plans make up the Patriot Travel Insurance Plan.
The highest possible coverage offered by the patriot America insurance is $1,000,000 in the case of non- U.S citizens and $2,000,000 in case of non- U.S citizens. It is possible to renew this plan, provided the plan is bought for a period of at least 3 months and the plan can be extended till a limit of 2 years.
The plan offers a wide range of benefits for aspects such as – prescription drugs(up to policy maximum),emergency room accident(up to policy maximum), emergency illness without in-patient admission(up to policy maximum), hospital room and board (up to policy maximum), intensive care (up to policy maximum), outpatient medical(up to policy maximum),local ambulance(up to policy maximum), dental injury (up to policy maximum) and sudden dental pain(up to $100).
Other aspects such as accidental death and dismemberment(up to $25,000), terrorism coverage(up to $50,000), identity theft insurance(up to $500), natural disaster($100 for a maximum of 5 days), emergency evacuation (up to $500,000), emergency reunion (up to $50,000), return of mortal remains (up to $50,000), returning minor children (up to $50,000), political evacuation(up to $10,000), sports and activities coverage(up to policy maximum for basic sports), trip interruption(up to $5000) and lost luggage((up to $250) are also covered in the plan.
U.S citizens can also obtain other benefits such as emergency medical evacuation for pre-existing conditions (up to $25,000), indemnity (up to $100) and sudden recurrence of a medical condition (up to $15,000).
Anyone can conveniently access the online forms that are needed to buy the patriot America insurance plan. Features such as seeking treatment from a doctor of our choice and making use of the First Health Network to decrease our medical bills can also be accessed once the plan is purchased.
